Terms of Service

By accessing or using our services, you agree to be bound by the following terms and conditions. Please read them carefully. If you do not agree with these terms, you may not use our services.

1. Acceptance of Terms

By opening an account, using our digital banking platform, or accessing our services, you confirm that you have read, understood, and agreed to these Terms of Service. These terms form a legally binding agreement between you and Elite Bank Panama.

2. Eligibility

To use our services, you must:

• Be at least 18 years old or the age of majority in your jurisdiction.
• Provide accurate and complete information during account registration or application processes.
• Abide by all applicable laws and regulations.

3. Account Responsibilities

You are responsible for maintaining the confidentiality of your account credentials, including your username, password, and any other security details. You must notify us immediately if you suspect unauthorized access or use of your account.

4. Services Offered

Elite Bank Panama provides a range of services, including but not limited to:

• Personal and corporate accounts
• Loans and financing
• Credit and debit card services
• Cryptocurrency deposits
• Investment management
• International transfers

The availability of these services may vary by jurisdiction and be subject to additional terms and conditions.

5. Fees and Charges

All applicable fees and charges for our services will be disclosed upfront during the account setup or transaction process. By using our services, you agree to pay any associated fees in a timely manner.

6. Appointments for Physical Visits

Visits to our headquarters are strictly by appointment only. Appointments can be scheduled via email or phone. Failure to book an appointment may result in denied access to our facilities.

7. Prohibited Activities

You agree not to use our services for any illegal or unauthorized purposes, including but not limited to:

• Money laundering or financing illegal activities.
• Engaging in fraudulent or deceptive practices.
• Violating any applicable banking or financial regulations.

8. Limitation of Liability

Elite Bank Panama is not liable for:

• Any indirect, incidental, or consequential damages arising from the use of our services.
• Losses caused by third-party services or unauthorized access to your account.
• Interruptions, errors, or delays in service due to technical issues or force majeure events.

9. Privacy and Data Protection

Your privacy is important to us. We collect and process your personal data in accordance with our Privacy Policy. By using our services, you consent to the collection, use, and disclosure of your information as outlined in our policy.

10. Changes to Terms

Elite Bank Panama reserves the right to update or modify these terms at any time. You will be notified of any significant changes, and continued use of our services after such updates constitutes your acceptance of the revised terms.

11. Governing Law

These terms are governed by the laws of the Republic of Panama. Any disputes arising under these terms shall be resolved in accordance with Panamanian law.

12. Contact Us

If you have any questions about these Terms of Service, please contact us:

Email: legal@elitebankpanama.com

Phone: +5078337891

By using our services, you acknowledge that you have read, understood, and agreed to these terms and conditions. Thank you for choosing Elite Bank Panama as your trusted financial partner.